The Wealth Management and Preservation Process
Puckett Financial Advisors provides comprehensive wealth management services to individuals, families, trusts, corporations and non-profit organizations. The firm's core services include the areas seen below. While each is interrelated, we invite you to explore the areas that interest you most. Scroll down to review the entire Services Summary page.
Investment Management
Our investment management services include custom designed investment policies and ongoing portfolio management, with periodic reviews to ensure the integrity of assets within the portfolio. Each portfolio, like each client, is unique, designed and managed to achieve the client’s specific objectives.
We believe in diversification, but not over-diversification. We also recognize that taxes can be a huge drag on the portfolio’s total return and we are vigilant about maintaining a tax-efficient strategy for recognizing gains and losses.
Retirement Planning
Our retirement planning helps people make an easier transition to "salary-free living." Working with you as you approach retirement, we can help you identify how much you need to save each year and where to put it to minimize taxes.
Upon your retirement, our goal is to help you make a confident transition, followed by consistent financial management designed to provide income, growth and protection against unnecessary taxes. We can help you craft a distribution strategy, focused on after-tax income, to support a long, comfortable and worry-free retirement.
Estate Planning
Estate planning is a priority for many wealthy families. We can help you create a family legacy, so that your wealth may continue to benefit loved ones and favorite causes. We want to ensure an orderly transfer of wealth, according to your wishes – not the court’s or anyone else’s whims and desires.
For some of our clients, we help establish revocable and irrevocable trusts. With our in-house legal capability, we can ensure that these trusts are appropriately funded. With our trust planning, we can help create tax-advantaged, and often tax-exempt, sources of wealth for generations.
Business Retirement Plans
Many growing businesses and corporations ask us to design and implement retirement plans such as 401(k)s, pension and profit sharing plans. We help human resources officers, plan fiduciaries, CFOs and business owners with employee benefit planning. We also conduct employee education programs to help employees make the best decisions in this trying post-Enron era. Small business owners often request personal financial and retirement planning services from us as well. This can be a win-win for both the company and the employees.
Risk Management and Insurance Planning
Many of our clients inquire about long-term care and disability insurance. In fact, catastrophic loss due to a lengthy incapacity is one of the most urgent issues for working professionals and young retirees to address. We show them ways to fund these important risk mitigation vehicles and alert them to the many different strategies now available to protect their assets. Where appropriate, we also assist clients with life insurance planning and other asset protection strategies.
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